Long Term Care
Local Government Insurance Trust (LGIT) offers its members the opportunity to enroll in a Universal Life product through TransAmerica. Universal Life can help safeguard your family members’ futures with benefits that can assist with your final expenses and care for your dependents, such as living expenses or college tuition.
This insurance includes a benefit for Chronic Condition in the event you need Long Term Care (LTC). LTC benefits are needed if you have an unexpected loss of two Activities of Daily Living (ADLs) – eating, bathing, dressing, toileting, transferring, and continence. Coverage is available to spouses under age 65 and dependent children ages 15 days through 25 years.
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Long-Term Care Packet - No Pricing