Why was LGIT created?
The private insurance market runs in hard and soft cycles. During a soft cycle, insurance is relatively cheap and easy to acquire. During a hard cycle, insurance is very expensive and hard to obtain because insurance companies tend to view local government losses as risks that are undesirable or unpredictable. In the hard cycle of the late 1980s, a majority of Maryland towns, cities and counties suffered from the high cost of insurance premiums and loss of insurance coverage. Because of the existence of LGIT, Maryland local governments know they now have coverage available to them at stable rates and predictable costs - regardless of private insurance industry cycles.

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1. Why am I not receiving emails from LGIT?
2. Why does LGIT put so much emphasis on loss control?
3. Why was LGIT created?
4. How does LGIT differ from an insurance company?
5. How safe and secure is LGIT?
6. What kinds of coverage does LGIT offer?
7. Who runs LGIT?
8. What is the expiration on DDC and Flagger certifications?
9. Will my premium be increased if we open a new park/playground?