How does LGIT differ from an insurance company?
In some ways, LGIT functions like an insurance company. Maryland local governments pay a premium to LGIT, LGIT gives the member government a coverage document that looks like an insurance policy, and LGIT pays claims and losses on the member’s behalf. However, there are a few important differences.

LGIT is owned and managed by its member local governments. Its purpose is to meet local government risk management needs - not to make a profit by selling insurance. Because LGIT is a nonprofit organization, if the Trust’s income from fees and investments is more than is needed to pay for losses and expenses, the excess funds may be returned to the members.

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1. Why am I not receiving emails from LGIT?
2. Why does LGIT put so much emphasis on loss control?
3. Why was LGIT created?
4. How does LGIT differ from an insurance company?
5. How safe and secure is LGIT?
6. What kinds of coverage does LGIT offer?
7. Who runs LGIT?
8. What is the expiration on DDC and Flagger certifications?
9. Will my premium be increased if we open a new park/playground?